Love your independent financial adviser

Jenny Procter blog ESG, ethical investments, pensions, retirement

This Valentine’s day you may not be automatically thinking of your finances. Hopefully you have something more interesting to do on 14^th February than plan your pension! But mid-February is a great time to build a relationship with an independent financial adviser. In fact we think there are 5 perfect reasons to make a date with the Sheldon Flanders team this month.

We will help you plan for your future

You may receive your state pension later than you think and it might be considerably less than you expect. So if you work with us, the first conversations we have will be about your goals and your plans. When do you want to retire and what do you want to do when you get there? Fewer and fewer of our clients are planning to go from full time work to complete retirement. The majority have some kind of plan to transition between the 2. Maybe that’s reducing from full time to part time hours. Or selling the business but staying on in a non-executive capacity for a year. All of those steps have a financial implication, and we can help you plan those out.

We will help you retire this year

Ok we may not be able to guarantee this, but if you are in your mid 50s and have been saving into a pension for some years, this may be an option. Why not have a conversation and find out if this could be a reality for you?

We’ll save you the work of researching the market

The advantage of working with an independent adviser is that we have an overview of the market. We keep up to date with the vast range of products on offer and we do the research so you don’t have to. We also keep up to date with the ever changing landscape of tax allowances, the regulations around pension contributions and inheritance tax thresholds. So you can be assured that we will find the best solution for you, whatever your circumstances.

We’ll ensure that you can make a positive impact with your money

We know that increasingly our clients are asking intelligent questions about where their money is invested. They want to know if it is making a difference in the world. Social responsibility is more important than ever to many people. For every new client when we research suitable investments for them, we recommend sustainable investments. We will explain these funds clearly to you when we present our recommendations, and are always happy to explain any aspect of the fund and their features. We can focus on investments in, for example, sustainable technology or we can ensure particular industries or countries are excluded from your portfolio.

We care about your small business and your family

We are an independent Midlands based business, and helping other independent business owners plan their wealth and ensure they can pass that wealth on to their family is what we do best.

 

So book a date with us, it may not be the most romantic, but we promise that you will definitely love the results!